If you want to spend money from your checking account when shopping online but a retailer doesn’t accept checking payments, consider a prepaid card. You can only spend the amount you’ve loaded. To use a prepaid debit card, you need to load it with funds via a bank transfer, direct deposit or cash. But prepaid cards differ from typical debit cards because they aren’t linked directly to your checking account. Prepaid debit cards work like debit cards in that you can use them to make purchases and have the necessary funds deducted immediately. There is no fee when you use PayPal to pay for domestic purchases online. This payment method is widely accepted by major retailers such as Walmart and Target and offers security features, including fraud prevention and purchase protection. You can create a PayPal account and connect your bank account for free to spend from your bank balance. PayPal is one of the most accessible solutions for paying with your checking account online. There are numerous ways to pay from your bank balance when shopping online. If a retailer you’re shopping with doesn’t support direct checking account payments, you’re not out of luck.
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